Unum recently commissioned research from Charles River Associations. The report quantified the economic and social value of the financial benefits provided by many of our clients.

As cited in the study, access to group disability benefits protects as many as 500,000 families a year from impoverishment. It translates into direct savings of up to $4.5 billion a year to the government and ultimately to you, the tax payer. The study also showed that every dollar spent by employers on programs such as disability, life, long term care, critical illness and accident, returned a significantly larger economic value to workers who receive them.

As the government faces continued budget challenges it becomes clear public dollars will not be available to provide resources. As a result, the workplace will become an even more important delivery system for benefit options that offer types of financial stability.

As the research concluded, currently nearly 70% of the working population does not have access to disability at work. With 30+ years in the disability marketplace we are happy to help you begin discussions about how to give your employees access to those valuable coverages.