Have you ever wondered what it would be like if you could comparison shop for your medical costs? When you go to buy a car, you spend $20,000 or $30,000, maybe even over $40,000. The likelihood of you walking into the dealership and paying sticker without any questions is slim to nil. Yet, millions of Americans do just that with their healthcare every year. Have you ever asked, “how much is the surgery going to cost?” or “how much exactly is the cat scan?” Yet, these are procedures that can potentially cost upwards of tens of thousands of dollars and we have them performed at the directive of our physicians with no questions asked.
Once you have selected your insurance carrier and designed your health plan, you hope the strength of the design is enough to deter over utilization. Employees are deciding where to go for treatment and surgery blindly. Are they making the choice based on the cost to the employer’s insurance plan? The answer is: not likely. Consumers of health care services are not like most other consumers. Employees do not, and in the past could not, compare prices before they bought. In the past you could not find out a price for a diagnostic colonoscopy or a tonsilitomy. Again, compare that decision to that of buying a car.
What if we could add to your program a service that allowed your employees to find out exactly what that cost would be up front? Not only with one provider, but let’s say up to three? How about if they compared three and then proceeded to schedule the appointment for your employees. Imagine the time and money that could be saved.
If this is something of interest to you and your employees, contact us! We have the answers.
MedCon Benefit Systems Group, Inc.